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Are You Eligible?
In addition to the lender’s underwriting criteria, you must also meet the following eligibility requirements:
- You and your co-borrower (if applicable) have reached the age of majority in your state.
- You and your co-borrower (if applicable) are US citizens or permanent residents.
- You and your co-borrower (if applicable) own your home, and the home is your primary residence (proof of ownership is required).
- You and your co-borrower (if applicable) have no previous or current bankruptcy, foreclosure, or short sale.
- You are financing for a home improvement project on a Single Family Home or a Town Home only, in which you meet the home ownership criteria above
- You are financing for a general home improvement that is not an above ground pool and/or spa, landscaping (as the sole improvement), or a separate property structure (ex. pole barn).
- You earn a minimum $50,000.00 in gross annual income (before taxes).